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Joined 3 years ago
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Cake day: June 9th, 2023

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  • Gotcha. That was my misunderstanding then. I’ve seen people talk about something similar: a government issued “id” (potentially tied to your driver’s license or whatever) that digitally identifies that the holder is of a certain age, but nothing more. That’s what I thought you were proposing here as well.

    I don’t think there’s anything wrong with your idea, but it also seems unnecessary, and makes it easier for businesses to track you - not harder. If the purpose isn’t to obfuscate information, they can just look at a driver’s license and see their birth date and that the picture matches the person using it. It also doesn’t really have anything to do with the subject of the post (online age verification).



  • That has the same issue as a lot of privacy-protecting age verification services, which is that there’s never actually a moment when someone verifies that you are you.

    Like, if someone sold their key and password to a few people, it would still work everywhere and there would be no obvious reason for the key to be revoked. All it takes is one poorly implemented (or malicious) website to capture everyone’s keys and passwords, and then they sell them to kids.

    I don’t think there’s a way to avoid that issue. You can either implement privacy or verifiability, but not both, and governments are going to trend towards verifiability.







  • There are actually laws in some places in Canada against providing different pricing based on payment method

    I don’t think there’s any laws against this. What I found specifically says:

    Under the Code of Conduct for the Payment Card Industry in Canada, you may choose to offer discounts for different payment methods and between different payment card networks.

    I know that historically, Visa and Mastercard have prohibited merchants from charging fees for using a credit card, but couldn’t do anything about offering discounts if they didn’t use a credit card. I believe they removed that from their merchant agreements a while ago, because it was mostly performative, and I don’t think they enforced it very well.



  • The other thing is just that people love credit card rewards.

    Obviously, the rewards come out of the cut that the CC processors take from the merchants, so it’s not really free, but at this point, if you use debit instead of credit, you’re just paying more for no reason. It will take a big momentum shift of stores refusing to accept credit cards before debit takes over in Canada. Even now, I’ve seen stores who charge 50 cents to use any type of card under a minimum value, whether it’s debit or credit. While that encourages cash for small purchases, it does nothing to encourage debit, which would be significantly cheaper for merchants.