Most iPhone purchasers at that time were high income, as it was an expensive new technology and the general consumer was happy getting ‘free’ phones from carriers. It was also costly and difficult to switch carriers. And further, I know from having worked in banking that it is very difficult to get accurate income data.
Taken together, my guess is this is just detecting the effect of higher income on lower birth rates.
“The journey is the point” - bang on.
All of which I learned how to do step by step, reading the manual and asking questions. These are not special talents or hidden secrets. I’m not unique.
I’ve been saying some variation of this at work for years. Yet still, somehow I’m the only person that can read and understand the data and the documents.
I work in this field. It’s really about uncertainty. Banks rely on certainty to make choices about lending. When political leadership is unsteady (and corrupt) and times are uncertain, the prudent move for lenders is caution. No one wants to be caught holding the bag in the crash.
With New Vegas being vastly superior to the others in story and characters.