This is going to sound really fucked up, but my mom apparently bought specified disease insurance.
She smoked from before she was 18 up until after her last chemo treatment, and she still had her treatment covered 100%.
It didn’t cover everything - only medically necessary things. She tried to get the doctor to do an experimental procedure on her, and the insurance wouldn’t cover the procedure. It covered live-in hospice, but not a nursing home, etc.
She was notorious for lying to her doctors, but her medical history should have reflected that she smoked. She was on oxygen for smoking-related emphysema!
This is going to sound really fucked up, but my mom apparently bought specified disease insurance.
She smoked from before she was 18 up until after her last chemo treatment, and she still had her treatment covered 100%.
It didn’t cover everything - only medically necessary things. She tried to get the doctor to do an experimental procedure on her, and the insurance wouldn’t cover the procedure. It covered live-in hospice, but not a nursing home, etc.
That is amazing… and she was able to buy the policy as a smoker?
She must have been able to.
She was notorious for lying to her doctors, but her medical history should have reflected that she smoked. She was on oxygen for smoking-related emphysema!