Yeah in decent countries the min wage and being able to afford a broken leg (or similar accident) aren’t as closely related. Mean maybe only got so many sick / vacation days but the actual cost of treatment isn’t what you’re worried about. At worse you’d be out the money you’d make during non working days, not much of an actual cost (okay in Canada I had to pay for the crutches when I twisted my knee one close to Xmas time slipping on ice, unfortunately didn’t realize it just needed a good knock in to get right till that happened)

There are worse situations but that’s probably the worst case scenario (well outlying cases exist) that most people come into for the most part is all. Of course some worst cases exist but expecting someone to pay 5 plus digits (okay I know that’s even low) of expenses for medical is insane.

Employees like this are kept under the minimum hours to qualify for benefits on purpose.